Cover Whale provides fast, technology-driven commercial auto insurance solutions designed to help agents quote, bind, and manage policies more efficiently. Through its platform, Cover Whale combines responsive underwriting, telematics-enabled safety programs, and flexible coverage options to simplify the commercial trucking insurance process for both agents and insureds.
Cover Whale offers admitted and non-admitted products, including:
- Auto Liability
- Auto Physical Damage (APD)
- Motor Truck Cargo (MTC)
- Non-Trucking Liability (NTL)
- General Liability (GL)
Key highlights include:
- Targeting fleets from 1–75 power units
- Up to 30% renewal discounts for safe driving
- Real-time driver safety coaching through dashcam or ELD integration
- Flexible package or standalone coverage options
- Direct access to A-rated insurance markets
- Fast underwriting and scalable fleet growth options
Cover Whale focuses primarily on commercial trucking operations, including:
- Class 2–8 trucks
- Hotshots
- Local and regional trucking fleets
- Owner-operators
- Refrigerated haulers
- General freight operations
The program is built for speed, flexibility, and modern fleet management, helping agents place business quickly while supporting safer driving and improved claims outcomes.
Non-Admitted States: AL, AR, AZ, CA, CO, DE, FL, GA, IA, ID, IN, MD, ME, MI, MN, MO, MS, MT, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SD, TN, TX, UT, VA, VT, WA, and WV
Admitted States: FL, GA, IL, NC, NM, NV, OH, SC, and WI